Vishwas Deshpande

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Saving & Planning Options

Balanced approaches for managing money, planning ahead, and staying prepared for life goals.

Tax & Legacy Planning

Helping reduce tax burdens and organize future asset transfers with thoughtful and practical steps.

Business Structuring

Support for organizing finances, managing funds, and designing growth-focused plans for enterprises.

About Company

Trusted Mutual Fund Distributor in Mumbai | 30+ Years of Experience

With a strong presence in Mumbai, we have proudly served over 5,000 clients through mutual fund plans, insurance solutions, and tax-saving strategies. Recognized among the city’s top 5 distributors, we partner with NJ India Invest and Motilal Oswal, and have consistently maintained a 5-year MDRT (USA) achievement.

Our signature offerings — Sampoorna Suraksha and the Goal Achievement Programme (GAP) — have helped over 3,500 families stay financially prepared for life’s key milestones.

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30+

Years of Experience

Services we offer

360° Financial Assessment

Gain a complete analysis of your financial health to achieve your goals with confidence.

360° Financial Assessment

Optimize your finances with our expert 360° Financial Assessment—start today!
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Insurance Assessment

Evaluate your coverage needs to ensure complete financial protection for you and your family.

Insurance Assessment

Get a personalized insurance assessment and secure your future today!
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Retirement Assessment

Plan ahead with a thorough retirement assessment to achieve financial independence.

Retirement Assessment

Ensure a stress-free retirement with our expert assessment—start planning today!
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Portfolio Management Services

Optimize your investments with a professionally managed and diversified portfolio.

Portfolio Management Services

Let our experts manage your portfolio for maximum growth and risk control—start today!
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Real Estate (REITs)

Invest in real estate with ease through REITs for steady income and long-term growth.

Real Estate (REITs)

Diversify your portfolio with REIT investments—start building wealth today!
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Insurance

Protect your future with comprehensive insurance solutions tailored to your needs.

Insurance

Secure your life, health, and assets with our expert insurance plans—get covered today!
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Products we offer

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Mutual Funds

A range of fund options to help you plan and progress toward your future goals.
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Fixed Income

Structured options that aim to deliver steady outcomes with minimal fluctuation.
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Insurance

Complete coverage solutions to safeguard your life, health, and long-term priorities.
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Model Portfolio

Ready-made combinations designed for different needs and timelines.
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Direct Equity & ETF's

Options to participate in listed markets through equity and fund-based instruments.
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PMS

Specialized portfolio handling for individuals with larger capital and personalized planning needs.
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AIF

Access exclusive market-linked opportunities that go beyond conventional instruments.
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LAS

Enhance liquidity by using your existing investments as collateral for funding needs.
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Succession Planning

Ensure smooth legacy transfer with professionally guided planning and will documentation.
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The power of compounding

Make your money work smarter with the power of compounding.
Use this interactive calculator to explore how small, consistent investments can grow significantly over time.

Invested Amount
Estimated Returns
Total Value
Years of Experience
0 +
Happy Clients
4000 +
AUM
1200 cr.

We are associated with

Satisfied Investors For the past 30 years, we have proudly managed the financial needs of approximately 5,000 satisfied families

Plan Better. Invest Smarter.

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Understanding Your Financial Profile
We start by analyzing your net worth and categorizing your assets and liabilities. This foundational step ensures a personalized strategy aligned with your financial reality.
Goal-Based Planning & Asset Allocation
With a clear picture of your financial standing, we map your short- and long-term goals and allocate assets accordingly—considering risk tolerance, cash flow needs, and investment horizon.
SWP (Systematic Withdrawal Plan)
For post-retirement planning, we design SWPs that provide steady income. We factor in inflation, lifestyle costs, and economic changes—ensuring your wealth continues to support your lifestyle.
Our Achievements

Testament to our hard work, dedication and passion

Our Blogs

Our thoughts, View and everything Else

How to set financial goals?
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The path to financial stability
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Why Investing with VDAS is Your Best Step Toward Long-Term Financial Freedom
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Our Testimonial

Together, we made my financial dreams a reality.

Subramanian Naganath lyer
Ex HR head from Asian paints

Vishwas Deshpande Advisory Services Pvt Ltd has been rendering excellent & trustworthy services to me and I have no hesitation in recommending them to Investors. Customer service is their forte.

Hari Srinivasan
Director sales, BNP securities

I find VDAS is highly professional & Most important is understanding client needs and addressing it properly. Staff is very good & helpful in addressing our problems in time. Lastly & important Right advise to suit my requirements. We wish them all the best!!!

Aditya Paranjpye
Consultant, Tata Consultancy Services

Vishwas Deshpande Advisory Services Pvt Ltd Provided right solution to my Financial needs bearing in mind my objectives and approach towards risk. The personal and attentive attention they provide to clients is unmatched

Vaibhav Chitnis
Senior Manager, Capgemini

VDAS has help me realize not only my short term or immediate goals but also secure my future well. I get a good night's sleep, knowing that my investments are growing well to secure my future. I have planned my whole families future with VDAS. That is the kind of trust I have with them.

Frequently Asked Question

Systemic Withdrawal Plan. According to inflation calculated return, fixed sum of money is credited to my my bank account for my expenses, after my statement.

This broadly depends on the loan amount, tenure, rate of interest, Nut we can plan & schedule our EMIs in such a way that we can re-pay the loan before the end of the tenure and hence manage future liability.

30-30-30 rule -> generally
40-30-20 -> young generation

MF: 12.5% -> Equity
Tax slab -> Debt
We also help in tax planning

It depends on the current lifestyle plus loans/liabilities if any. As loan is like an umbrella for young family.

As India is a developing economy, we are still working in our sectors. therefore Active investing.

USA is emerged/developed therefore passive investing.

Yes, we guide NRIs for pathway to invest in India. We guide on how to invest through NRE/NRO account and its benefits.

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